Payment Reporting (Rent)

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Rent is the largest monthly expense for most Gen Z and Millennials, yet it historically does not build credit, making auto or mortgage loans harder to obtain.

Move beyond stale options like credit builder loans and secured credit cards and give younger members the ability to build credit by doing what they already do – pay bills on time.

  • Increase checking account stickiness through a valued service
  • Identify your next cohort of traditional loan borrowers and help them get there
  • Utilize a product that requires no staff work for member sign-ups, reporting, dispute management

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Payment Reporting signup — build credit by reporting on-time rent payments

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Gen Zs with interest in a mortgage loan in the next 5 years

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Gen Zs that are renting today

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Rent reporting participants that increased credit score in a Credit Builders Alliance study

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