Microloans made simple

The only platform that removes unnecessary costs and barriers to real-time microlending, giving you the tools to meet each of your members' unique needs. Learn how you can accelerate innovation with Salus' automated digital underwriting platform.

Supercharge your winning pitch to younger members

The average age of a credit union member today is 53. As the banking landscape evolves, more and more Gen Z and Millennials are looking for banking solutions that solve their most pressing needs in real-time.

Stay ahead of the curve by giving them the products they love - microloans.

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Turn Gen Z's into long term members

Neobanks attract and retain younger users with microloans. Now it's your turn.

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Increase customer lifetime value

Give members the best reason to make your credit union their main banking relationship.

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Demonstrate value alignment

Younger members are joining organizations that align with their values. Show how you put the community first by helping them when they need it most.

What makes Salus different?

Salus is a next-generation, AI-powered underwriting technology that is backed by years of industry experience.

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Frictionless Integration

Our application integrates directly with your core processor and digital platforms, allowing for seamless implementation

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No Credit Check Required

By leveraging data your credit union already has access to, our platform looks beyond credit scores to approve more applicants

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Automated Digital Underwriting

Underwrite your microloans based on your unique risk strategy, in real-time, with zero manual review required

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Enabling financial inclusion at scale

  • 67% of people experience a financial shock once a year
  • 37% of people struggle to pay an unexpected $400 expense
  • $49B spent by borrowers on alternative credit fees

Our mission at Salus is to help people improve their financial wellbeing. We partner with credit unions to deliver innovative technology solutions that will improve financial outcomes for them and the members they serve.

Start building your microloan progam

Get in touch with our team to begin offering your members the loans they need at a price you can afford.