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Microlending made simple
When the unexpected happens, your members need solutions, fast. Our platform removes the unnecessary costs and barriers to real-time microlending, giving you the tools to meet each of your members' unique needs.
Enabling financial inclusion at scale
Our mission at Salus is to help people improve their financial wellbeing. We partner with credit unions to deliver innovative technology solutions that will improve financial outcomes for them and the members they serve.
- 67% of people experience a financial shock once a year
- 37% of people struggle to pay an unexpected $400 expense
- $49B spent by borrowers on alternative credit fees
Frictionless Integration
Our application integrates directly with your core processor and digital platforms, allowing for seamless implementation
Data-driven Decisioning
Using alternative data, our platform enables you to look beyond credit scores to approve more applicants
Scalable Underwriting
Underwrite your microloans based on your risk strategy, in real time with zero manual review required
Improve financial outcomes for your members
As a credit union, we know you care. With microloans, you can attract more members, help existing members meet their needs, and serve your community in more ways.
Strengthen relationships
When your members need you, be there. Offering microloans allows you to meet your members' most unique needs
Lead with innovation
Break free from the stereotypes and be a leading force in the industry with tech-forward products and services
Improve lifetime value
Increase the lifetime value of your members by keeping their financial needs fulfilled within your ecosystem
Help build better credit
Help existing and new members boost their credit to keep them moving toward their financial goals
Be inclusive
Meet your financial inclusion goals by offering access to more affordable, timely, and safe small-dollar loans
Leave an impact
Make a measurable difference in the lives of your members by giving them solutions to everyday challenges
